A new survey has revealed that Brits prefer to bury their heads in the sand, rather than check their bank balances, with half of the country saying they are surprised by the amount of money in their account when they do check it.

However, it seems we are also a nation of pessimists, with three quarters of those who are often surprised finding more in their accounts than they were expecting.

Despite this, with the advent of banking on-the-move, it seems that checking our balance is becoming a serious priority.

Nationwide want to boost your balance further by giving you the chance to win one of five sets of £100 worth of John Lewis Vouchers.

The survey, conducted by Nationwide Building Society, which launched the first smartwatch banking app in the UK last year, highlighted that people were more likely to check their account balance (44 per cent) than their work email (34 per cent) or update their diary (34 per cent) while on-the-move.

Three quarters (75 per cent) of those surprised by their account balances had more in their accounts than they were expecting and over 44 per cent of Brits check their bank balance on their smartphone while on-the-move.

Nationwide Building Society has released one of the first banking apps for the Apple Watch in the UK, enabling customers to check their real-time account balance at a glance, wherever they are.

To be in with the chance of winning one of five sets of £100 John Lewis vouchers, simply answer the following question:

Which of the following are people more likely to do on their mobile?

A) Check their work e-mail

B) Check their bank balance

C) Update their diary

Text your answer to 80360, starting your message with NSWATCHBALANCE leave a space and then put your answer, name, number, email and address.

Or send your entry with your name, address and contact phone number on a postcard or a stuck-down envelope to:

Nationwide Competition, News Shopper, Mega House, Crest View Drive, Petts Wood, Kent BR5 1BT.

Closing date: July 17.

Texts cost 50p plus your normal operator text charge. Lines close July 16, at 11.59pm.

For full terms, go to newsquest.co.uk/terms