HAVING been a driver for 32 years, the time came the other day to obtain an insurance quote for my son who has just passed his test.

I have written to MPs and other organisations over the years and suggested the compulsory third-party part of the insurance should be placed onto the car tax, which would inform all concerned the parties are all covered to legal standards.

I was shocked my son was given quotes of over £3,000 for a fully-comprehensive policy for his car, the cheapest being £1,800.

His salary is under £15,000 per annum and I begin to grasp the absurdity of a legal situation which makes it cheaper to drive without insurance and risk court action, than pay such ridiculous demands.

It becomes apparent far from providing insurance, these companies are assuring their profits.

Given the constant rise in fuel prices, proposed road tolls and congestion charging, is it not high time MPs reconsidered the insurance legislation so it becomes more affordable.

Or is the agenda really to force more people off the road and depend on the appalling public transport system for which we are also paying through the nose.

A C JACKSON
Welling