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8:09am Thursday 16th February 2012 in Bromley © Press Association and news reporter
MORE than 70 per cent of families are financially "on the edge", according to new research.
They are teetering on the brink of poverty and could face ruin if hit by further price increases or falls in their income, the study by parenting site Netmums found.
The survey of more than 2,000 mothers found that one in five was regularly missing meals so her children could eat.
A quarter of families are living on credit cards, five per cent take regular payday loans and one in 100 has turned to loan sharks to stay afloat.
The poll also found that almost half of families have sold or pawned goods to make money to live, while 16 per cent are being treated for a stress-related illness because of lack of cash.
Almost two-thirds (64 per cent) have less money coming in than this time last year, and 61% are short of money every week.
Almost a third (30 per cent) have borrowed money from friends and family, a quarter (24 per cent) are living on credit cards and one in 20 has taken out a bank loan to fund everyday living.
Netmums founder Sally Russell said: "It's shocking that seven in 10 families in the UK today are living on the edge of existence - but it's a crisis that needs exposing.
"Mums shouldn't be missing meals to feed their children or turning to loan sharks in modern Britain.
“Family finances are so strained that any more pressure will turn this personal crisis into a catastrophe for the nation."
A spokeswoman for the Department for Work and Pensions said: "Our welfare reforms will have a dynamic impact on some of the poorest families and will lift over one million people out of poverty.
“We continue to support low income families and put £6.5 billion a year into financial support for lone parents."
She added: "This is why we need credit unions to be supported and strengthened to ensure that illegal loan sharks can't plague the homes of vulnerable people and offer a real alternative to doorstep and payday lenders.
"We are working on the best ways to help credit unions expand and modernise so that more families can have access to affordable credit."
Comments(43)
Locked an Loaded
says...
9:44am Thu 16 Feb 12
mouthalmighty
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11:26am Thu 16 Feb 12
PaulErith
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12:02pm Thu 16 Feb 12
mouthalmighty wrote:I agree. I have only one mate who's out of work, and that's his fault because he refuses to go for jobs that are 'beneath him'! Wrong attitude.
What's foreigners got to do with poverty in this country. There are jobs out there, take them or shut up. Nobody I know is out of work. Some are earning half the wages they are used to earning, but rather that than be on the dole. Nuff said.
the wall
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12:13pm Thu 16 Feb 12
Jeepo 11
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12:35pm Thu 16 Feb 12
PaulErith
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12:56pm Thu 16 Feb 12
the wall wrote:Exactly - These days people 'in povety' still have mobile phones and other 'essentials'. True povety exists for sure, but I'm not convinced about this survey.
Quote - ' according to new research ' AND ' the study by parenting site Netmums' This is not research it Netmums. How many have bad spending habits, waste food, have luxuries they don't need and are keeping up with Joneses. An internet survey is not a reliable source of information. I wonder how many of these mums are over weight ? So missing the odd meal isn't going to do any harm.
toomush2drink
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2:43pm Thu 16 Feb 12
rw4732
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5:01pm Thu 16 Feb 12
toomush2drink
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8:38pm Thu 16 Feb 12
rw4732 wrote:If they dont have the cuts the country goes even further into debt.More debt isnt going to get the country moving is it, take a look at greece ?
If this government was not making such drastic cuts in all spending and did more to support growth of the ecnomy then things would not be so bad and people would not be living in poverty, I would say that some people brought thier I phones etc.. when in work, is it now being suggested that because you no longer have a job you cannot have a i phone or blackberry which could help you find another job and get out of poverty, there is no confidence in our ecnomy, because people who are still working are afraid to spend or invest in case they are next out of work, get growth back, get confidence back and people will have wrk and not be in poverty!
mouthalmighty
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9:07pm Thu 16 Feb 12
ankleswinger
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9:58am Fri 17 Feb 12
johnfirewall
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1:38pm Fri 17 Feb 12
DonnaTxx
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5:17pm Fri 17 Feb 12
mouthalmighty
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5:25pm Fri 17 Feb 12
toomush2drink
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5:42pm Fri 17 Feb 12
mouthalmighty wrote:Ok so you havent actually been in poverty and yet talk in a such a knowledgable way about it ?
I have a blackberry. It cost £4 a week or less, minimum £2 a week. I don't drink, smoke, do drugs or eAt cream cakes and drink lattes. As I have saidbefore, do not judge a book by it's cover. Luckily I have never experienced true poverty, but through voluntary work, true poverty exist, right under your put out noses. You won't see or hear these people complaining. Why? Because of the shame of their predicament. Life can be cruel and a way out is not always obvious or accessible.
DonnaTxx
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8:52pm Fri 17 Feb 12
mouthalmighty
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12:39am Sat 18 Feb 12
lilly007
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9:33am Sat 18 Feb 12
Virtual-Monster
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3:13am Tue 21 Feb 12
bimbim
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3:09pm Wed 22 Feb 12
PaulErith wrote:I am disappointed to see that so many people on this website have the “I am alright Jack” attitude. My husband has been out of work as a direct result of the “demolition government” coming into power. My husband was a manager of several departments in his previous employment. He does not mind what he does and how little he earns he just wants to work and has applied for every kind of work, only to be told each time that he is not suitable because due to the fact that he was a manager in his last firm they are worried that he might get bored and leave. In a nutshell he keeps getting told that he is over qualified for the jobs he is applying for and he is not even given a chance. When he applies for managerial jobs, he doesn’t even get a response. It is very disheartening and frustrating. I think that most of you should start looking outside your “little boxes” at the wider picture. The question is what support would you get from the government if you came out of work, and don’t forget once all the public sector jobs cuts are made these jobs will never reappear. You’ve got to remember that the Tories have never liked “Public Sector” and have always tried to demolish it. Wake up all of you, if you support and believe that this government is doing this for the good of the country you are mistaken, they are using this as an excuse to privatise everything, including the National Health. That’s what you’ll get in years to come. Wake up and look outside your box. It’s the Tory disease coming out again. Each time we’ve had a Tory government there has been high unemployment.
mouthalmighty wrote: What's foreigners got to do with poverty in this country. There are jobs out there, take them or shut up. Nobody I know is out of work. Some are earning half the wages they are used to earning, but rather that than be on the dole. Nuff said.I agree. I have only one mate who's out of work, and that's his fault because he refuses to go for jobs that are 'beneath him'! Wrong attitude.
ron1952
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5:32pm Wed 22 Feb 12
toomush2drink
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5:37pm Wed 22 Feb 12
mouthalmighty
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11:36pm Wed 22 Feb 12
bimbim
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12:54pm Thu 23 Feb 12
toomush2drink wrote:How nice once again to see the British public turn on each other!
The flip side is every time we have had labour in power there have been massive problems with the country as a whole, winter of discontent anyone ? So labour have stuffed the country again and left a huge deficit and fiddled the books big time and now the coalition has to sort it out. Perhaps if the wonderful labour government hadnt sold off the gold reserves cheap there might be a lot more money about now meaning less cuts. Is that the bigger picture i should be looking at ? I work in the public sector too.
toomush2drink
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7:43pm Thu 23 Feb 12
Jachin
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4:42pm Fri 24 Feb 12
bimbim
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5:01pm Fri 24 Feb 12
toomush2drink wrote:I am glad you agree with me about sending money abroad. At least you have some common sense. Tell me if the country had inherited such a “pretty strong economy” from the Tories why was labour voted back in in1997 with such a strong majority? The whole nation couldn’t wait to see the back of the Tory government. I don’t know how old you are but I remember two recessions under the Tory government, in the mid to late eighties and then the second one started in early nineties. I also remember there was high unemployment under the Tory government. Mr Cameron has done nothing yet about immigrants coming into this country, so let’s “watch that space”. As for your comment about nobody knowing about the full extent of how bad the economy really was under labour because labour didn’t want anyone to know, of course the conservatives are going to blame labour for everything in the hope that “gullible” people will believe them, which unfortunately seems to be happening. I am not saying that Labour was perfect and I didn’t agree with everything that they did, but at least people were able to work and let’s not forget there was a world recession in 2008 which was not caused by them. I do agree and I accept that everyone must tighten their belt and accept higher prices, higher VAT, high taxes, high fares, freeze on pay etc etc imposed by the government and things have to be tough for a while but what I do not accept and I think is totally unacceptable is the savage cuts on jobs and people being put out of work and losing their homes as a result of this. No-one should have to sacrifice their home and job, that will not help the economy. I don’t see Cameron et al making such sacrifices. Perhaps people who work in the public sector and support his policies should give up their jobs to help him pay off the deficit.
Sure the government send money abroad but surely that was better than blairs ridiculous idea to let everyone come and live here at our expense ? Not sure where the middle class thing has come into the debate, why are you going on about that ? Im working class through and through not in any doubt about that. Labour inherited a pretty strong economy from the conservatives and then pretty much stuffed it up through the endless spending without thought.If they had run a company they would be in major legal trouble just on the fiddling of the books that has been uncovered.Nobody knew the full extent of how bad the economy was because the labour government didnt want us to know the truth. I agree we shouldnt be sending money overseas when there are far more pressing things at home to sort out but then again the labour policy of forcing multiculturalism upon us is more of a reason to wear your nationalism with pride.
bimbim
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5:01pm Fri 24 Feb 12
toomush2drink wrote:I am glad you agree with me about sending money abroad. At least you have some common sense. Tell me if the country had inherited such a “pretty strong economy” from the Tories why was labour voted back in in1997 with such a strong majority? The whole nation couldn’t wait to see the back of the Tory government. I don’t know how old you are but I remember two recessions under the Tory government, in the mid to late eighties and then the second one started in early nineties. I also remember there was high unemployment under the Tory government. Mr Cameron has done nothing yet about immigrants coming into this country, so let’s “watch that space”. As for your comment about nobody knowing about the full extent of how bad the economy really was under labour because labour didn’t want anyone to know, of course the conservatives are going to blame labour for everything in the hope that “gullible” people will believe them, which unfortunately seems to be happening. I am not saying that Labour was perfect and I didn’t agree with everything that they did, but at least people were able to work and let’s not forget there was a world recession in 2008 which was not caused by them. I do agree and I accept that everyone must tighten their belt and accept higher prices, higher VAT, high taxes, high fares, freeze on pay etc etc imposed by the government and things have to be tough for a while but what I do not accept and I think is totally unacceptable is the savage cuts on jobs and people being put out of work and losing their homes as a result of this. No-one should have to sacrifice their home and job, that will not help the economy. I don’t see Cameron et al making such sacrifices. Perhaps people who work in the public sector and support his policies should give up their jobs to help him pay off the deficit.
Sure the government send money abroad but surely that was better than blairs ridiculous idea to let everyone come and live here at our expense ? Not sure where the middle class thing has come into the debate, why are you going on about that ? Im working class through and through not in any doubt about that. Labour inherited a pretty strong economy from the conservatives and then pretty much stuffed it up through the endless spending without thought.If they had run a company they would be in major legal trouble just on the fiddling of the books that has been uncovered.Nobody knew the full extent of how bad the economy was because the labour government didnt want us to know the truth. I agree we shouldnt be sending money overseas when there are far more pressing things at home to sort out but then again the labour policy of forcing multiculturalism upon us is more of a reason to wear your nationalism with pride.
bimbim
says...
5:01pm Fri 24 Feb 12
toomush2drink wrote:I am glad you agree with me about sending money abroad. At least you have some common sense. Tell me if the country had inherited such a “pretty strong economy” from the Tories why was labour voted back in in1997 with such a strong majority? The whole nation couldn’t wait to see the back of the Tory government. I don’t know how old you are but I remember two recessions under the Tory government, in the mid to late eighties and then the second one started in early nineties. I also remember there was high unemployment under the Tory government. Mr Cameron has done nothing yet about immigrants coming into this country, so let’s “watch that space”. As for your comment about nobody knowing about the full extent of how bad the economy really was under labour because labour didn’t want anyone to know, of course the conservatives are going to blame labour for everything in the hope that “gullible” people will believe them, which unfortunately seems to be happening. I am not saying that Labour was perfect and I didn’t agree with everything that they did, but at least people were able to work and let’s not forget there was a world recession in 2008 which was not caused by them. I do agree and I accept that everyone must tighten their belt and accept higher prices, higher VAT, high taxes, high fares, freeze on pay etc etc imposed by the government and things have to be tough for a while but what I do not accept and I think is totally unacceptable is the savage cuts on jobs and people being put out of work and losing their homes as a result of this. No-one should have to sacrifice their home and job, that will not help the economy. I don’t see Cameron et al making such sacrifices. Perhaps people who work in the public sector and support his policies should give up their jobs to help him pay off the deficit.
Sure the government send money abroad but surely that was better than blairs ridiculous idea to let everyone come and live here at our expense ? Not sure where the middle class thing has come into the debate, why are you going on about that ? Im working class through and through not in any doubt about that. Labour inherited a pretty strong economy from the conservatives and then pretty much stuffed it up through the endless spending without thought.If they had run a company they would be in major legal trouble just on the fiddling of the books that has been uncovered.Nobody knew the full extent of how bad the economy was because the labour government didnt want us to know the truth. I agree we shouldnt be sending money overseas when there are far more pressing things at home to sort out but then again the labour policy of forcing multiculturalism upon us is more of a reason to wear your nationalism with pride.
Jachin
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5:37pm Fri 24 Feb 12
DonnaTxx
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7:41pm Fri 24 Feb 12
Jachin
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8:15am Sat 25 Feb 12
toomush2drink
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12:14am Sun 26 Feb 12
Jachin wrote:And who was it who made possible for council tenants to buy their properties cheaply ? Oh yes that would be the tories.
Wise words indeed from BimBim! I agree 100% again.
So does the web manager as he posted that one three times.
Keep it up BimBim, we need to see what these Tory tykes are doing to us and our country. The hatred these folks have for the working class and in particular the public sector is clear. They fear educated and informed plebs! How dare the working class aspire to own property!! Sadly the obsequious acolytes that consider themselves Tory because they have a job ( at the moment ) are the ones who will feel the pain more than the rest. We all knew what these clowns would do so we tried to get something behind us. Why have we seen the largest protests in London in decades and riots on the streets? Because we don't want you Mr.C !!! Go now Go soon...But please just GO!!
Jachin
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12:18pm Mon 27 Feb 12
toomush2drink wrote:I paid off my mortgage 10 years ago and own a second home in Kent. I am concerned with those folks that are not so lucky!
Jachin wrote:And who was it who made possible for council tenants to buy their properties cheaply ? Oh yes that would be the tories.
Wise words indeed from BimBim! I agree 100% again.
So does the web manager as he posted that one three times.
Keep it up BimBim, we need to see what these Tory tykes are doing to us and our country. The hatred these folks have for the working class and in particular the public sector is clear. They fear educated and informed plebs! How dare the working class aspire to own property!! Sadly the obsequious acolytes that consider themselves Tory because they have a job ( at the moment ) are the ones who will feel the pain more than the rest. We all knew what these clowns would do so we tried to get something behind us. Why have we seen the largest protests in London in decades and riots on the streets? Because we don't want you Mr.C !!! Go now Go soon...But please just GO!!
People who take out mortgages have to fully understand the true financial implications of a mortgage.
If you lose your job you should have sufficient savings put aside to pay that mortgage if the worse happens.If it was all so good when labour was in power then quite a lot of people should be sitting on small fortunes in their savings shouldnt they ?
As i mentioned earlier financial education is what is needed by many.
The riots are more to do with greed, pure and simple.It was started by criminals and others joined in as their own greed took over in the mob mentality.
Unfortunately a lot of the nation is obsessed with owning material "things" and putting on a show for those around them.Style over substance whatever the cost.
Jachin
says...
12:32pm Mon 27 Feb 12
toomush2drink
says...
4:32pm Mon 27 Feb 12
Jachin
says...
5:29pm Mon 27 Feb 12
bimbim
says...
11:28am Tue 28 Feb 12
toomush2drink wrote:you wrote: "Sure the government sends money abroad but surely that was better than blairs ridiculous idea to let everyone come and live here at our expense?
Sure the government send money abroad but surely that was better than blairs ridiculous idea to let everyone come and live here at our expense ? Not sure where the middle class thing has come into the debate, why are you going on about that ? Im working class through and through not in any doubt about that. Labour inherited a pretty strong economy from the conservatives and then pretty much stuffed it up through the endless spending without thought.If they had run a company they would be in major legal trouble just on the fiddling of the books that has been uncovered.Nobody knew the full extent of how bad the economy was because the labour government didnt want us to know the truth. I agree we shouldnt be sending money overseas when there are far more pressing things at home to sort out but then again the labour policy of forcing multiculturalism upon us is more of a reason to wear your nationalism with pride.
Jachin
says...
12:43pm Tue 28 Feb 12
Jachin
says...
9:15am Wed 29 Feb 12
toomush2drink wrote:Payback!!
rw4732 wrote:If they dont have the cuts the country goes even further into debt.More debt isnt going to get the country moving is it, take a look at greece ?
If this government was not making such drastic cuts in all spending and did more to support growth of the ecnomy then things would not be so bad and people would not be living in poverty, I would say that some people brought thier I phones etc.. when in work, is it now being suggested that because you no longer have a job you cannot have a i phone or blackberry which could help you find another job and get out of poverty, there is no confidence in our ecnomy, because people who are still working are afraid to spend or invest in case they are next out of work, get growth back, get confidence back and people will have wrk and not be in poverty!
The fact people are saving is a good thing after years of "have the lifestyle you want at any cost, just borrow it" type thinking.
Its payback time, a fact you cannot get away from like it or not.
I notice you didnt address any of the other very valid points in my post only about the phones.
It is actually a very good time for growth as shares are low and any business that starts in this environment and survives the next couple of years should really prosper when times are good.
toomush2drink
says...
8:04pm Thu 1 Mar 12
bimbim
says...
2:35pm Mon 5 Mar 12
toomush2drink wrote:You seem to forget that there was a world recession which caused a lot of Britain’s economy downturn in 2007/2008. You know the old saying “America sneezes and the whole world catches a cold” even Japan’s economy suffered. I certainly didn’t approve of going to war with Iraq, but didn’t Mr C promise to withdraw the troops within one year of being in power. What’s happened to that? Whilst I didn’t like everything that Labour did, I can’t see that Mr C is doing any better. I certainly don’t think that putting millions on the dole will help the economy, and no-one should have to suffer that indignity to help pay back the deficit. Perhaps you should resign from your public sector job to help Mr C pay back the economy, may be you’ll get an OBE at the end of it , and don’t forget he is giving our money left right and centre to the rest of the world. India, Pakistan, Somalia, Argentina, Turkey and many many more. Also only last week the government agreed to give foreign nationals free HIV treatment on the NHS. Wouldn’t it be better and to save our money, if these foreign nationals were tested for Aids and HIV before entering Britain? A friend of mine who went to work in Australia for 2 years first had to take an HIV test, if she had shown to be positive she would not have been allowed to enter Australia to take up the job. I can see the whole world coming here now to get free HIV treatment. What a burden on the NHS that will be. As for your other comment about “the Tories had left the economy in a pretty good state” why then was labour voted in with such a vast majority? I remember high unemployment and two recessions under the Thatcher and Major government.
Im not a christian so that would explain the non christian attitude. So about this guy who worked for forty years and saved up, 40 years of compound interest soon adds up if its invested wisely (requires some financial education) but he has to ask his wife for bus fare ? Make up your mind did he save up or not ? Btw those whom are unemployed get half price bus and tram travel with something given to them by the job center called a bt pass. Yet again you swerve my point that better financial education is needed.Ive mentioned it several times yet all you do is bang on about the tories doing this or that. It wasnt the tories who created the countries financial situation something you seem to massively miss,the economy they inherited from the tories was pretty good so what went wrong ? Who took us to war, weapons of mass destruction anyone ? Oh that was blair too wasnt it, and we all know wars arent cheap. Let not even mention mrs blair and her beloved human rights. The bottom line is whoever came into power would have had to make cuts because of the mess they have to sort out. Where is all this money to come from to pay these wages you talk of ? Perhaps we could have another costly quango, ooops forgot thats a labour thing too.
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PaulErith says...
8:59am Thu 16 Feb 12
I think that the welfare system should provide the absolute minimum to just about keep people above the poverty line, but no more.